What Is A Mortgage Preapproval?
Mortgage preapproval is the process of determining how much money you can borrow to buy a home. To preapprove you, lenders look at your income, assets and credit score and determine what loans you could be approved for, how much you can borrow and what your interest rate might be.

With our extensive knowledge of the Northern Middle Tennessee and South Central Kentucky areas, we know where to look for what you want and how to negotiate the best deal for you. We make your home buying experience easy!

Once we've found the home that's right for you and your family, it's time to make an offer. We will guide you through the offer process and work for you in the negotiation. Having a professional real estate agent (or two in our case) can go a long way in making sure you get the home you want with the best deal possible.

A professional home inspector will go over your potential new home with a fine-toothed comb to find any problems that may become serious issues. If any problems are found, we can negotiate repairs, or if the problem is serious enough, withdraw the offer. You'll feel secure knowing that your new home is in excellent condition on move-in day.

Having an appraisal done on your potential new home is standard, and a crucial part of securing financing for your home. An appraiser evaluates the property and determines the value of the home, reaffirming the negotiated price for the lender.

All of that hard work pays off on closing day when you finally take possession of your new home. You'll be signing a ton of paperwork at the closing table, but at the end is a set of keys and a new home for you and your family.